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Benefits of a 10-minute Presentation

Benefits of a 10-minute Presentation

The 10-minute presentation is an opportunity to inform your fellow members in more detail about your products and or services.  Members should take advantage of this to highlight special offers, new products or seasonal discounts, etc. to attract new business opportunities. We have all seen how members often get referrals immediately after doing their 10-minute presentation. The projector and screen facilities that are available to members provide the perfect media to display your business to its optimum. By using powerful visual effects that are easily created using Power Point or Flash, or simply displaying good quality photograp...
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Get password protected.

Get password protected.

A few weeks back,  I wrote in the Costa Blanca News newspaper about Internet security and the layered approach to your defence policy.  I stated that the first layer might be the physical layer, i.e., who you allow access to your system.  I then covered a combination of layers culminating in the sandbox principle.  While composing the article, it occurred to me that the first layer deserved more attention.   How many times do you use a password while using the Internet?  You might type in a password to open your computer.  You then probably accessed your email, using a password.  Logging in to yo...
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VAT increases cripple Spanish property market

VAT increases cripple Spanish property market

The economic crisis has hit the real estate market in mainland Spain hard.  At the time of the financial crisis and the resultant economic slow down, the Spanish real estate market was one of the best performers.  Along with the popular Balearics islands, Costa Blanca enjoyed a robust growth rate which in turn generated employment and the advent of small and medium sized businesses. In an effort to boost the sluggish property sales since the start of the crisis, the authorities introduced a reduced VAT rate of 4% on a new property purchase back in 2011 and extended it through 2012. However, due to the bulging debt crisis and in an...
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Taxing times in Spain!

Taxing times in Spain!

The impact of IVA (VAT) increases in Spain from 1st September 2012 means that on average, a family would be less approx. €415 per year spending money. IVA rate increases is part of the many budget deficit plans announced by the Spanish government having taken the European Union bail out measures.   I.V.A. is divided in to 3 basic rates.  The 8% rate charged on transport, hotels and restaurants, water, etc. will rise to 10%. General sales tax will rise to 21% from the current 18%.  This tax is applicable to most sales items and will be the hardest hit as far as the consumer is concerned. The super reduced rate applicable to essential food ...
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New taxes for non-resident property owners in France

New taxes for non-resident property owners in France

The non-French property owners of a second home in France will be faced with a charge of up to an extra €1,850 annually.  A second home or apartment is no longer exempt from the 15.5% social security contribution hitherto paid only by the French nationals themselves. The French government is set to levy a charge of about €1,850 per year on foreign property owners and buyers bringing them in line with resident property owners even if the property is only used for part of the year and even if it is not rented out.  This is in addition to the cadastral income. Now, Capital Gains Tax applies to the sale of any property.  A question that Real Es...
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